Grow your sales with FlexPay financing
Give customers a simple way to pay over time and watch your average order value and conversion climb. Merchants who add FlexPay at checkout typically see higher basket sizes and better completion rates on higher-ticket items.
How merchant financing works
Customer picks FlexPay
At checkout, customers select FlexPay financing and see their monthly payment before applying.
Fast approval
Soft-check prequalification takes about a minute. Approved customers see their exact terms before accepting.
You get paid upfront
We settle the full purchase amount to you within 2 business days — we take on the repayment risk, not you.
What you get
- Full payment upfront — no waiting on your customers to pay us back
- Simple integration — drop-in button for major e-commerce platforms or a direct API
- Transparent merchant fees — one flat rate per transaction, no hidden charges
- Dedicated merchant success — an actual person to reach when you need help
- Marketing support — messaging kits and on-site badges to promote financing to your shoppers
Integration options
E-commerce platforms
Pre-built integrations for Shopify, WooCommerce, BigCommerce, and Magento. Most merchants are live within 48 hours of signing up.
Custom sites and in-store
REST API for custom checkouts. Point-of-sale integrations for physical retail through partner terminals.
Financing widgets
Product-page widgets showing "as low as $X/month" that lift consideration before the customer even reaches checkout.
Pricing
Merchant fees vary by industry, average ticket, and volume. Most merchants pay between 3% and 7% per financed transaction — with no monthly fees, no setup fees, and no minimum volume.
Contact our merchant team for a quote tailored to your business.
Ready to add financing at checkout?
Talk to our merchant team — we'll walk through fit, pricing, and setup in a 20-minute call.
Contact merchant team